Get instant underwriting decisions in 45 seconds

Simple, transparent pricing

Choose the plan that fits your volume. Scale as you grow.

MonthlyAnnual

Basic

$5,000/month
100 submissions
$50 per additional submission
Onboarding: $2,500
  • Up to 100 submissions per month
  • ISO/Broker portal
  • Merchant portal with e-sign
  • Basic analytics
  • Email/WhatsApp notifications
  • Standard support
  • No investor syndication
  • No advanced analytics
  • No white-labeling
Most Popular

Pro

$15,000/month
500 submissions
$40 per additional submission
Onboarding: $5,000
  • Up to 500 submissions per month
  • Everything in Basic
  • Investor syndication portal
  • Advanced analytics
  • Configurable underwriting criteria
  • Priority support
  • Guided onboarding
  • No white-labeling
  • No dedicated account manager

Enterprise

Custom
Starting at $30,000/month
Unlimited
$0 per additional submission
Onboarding: Custom
  • Unlimited submissions
  • Everything in Pro
  • Full white-labeling (12-month commitment)
  • Dedicated account manager
  • Premium SLA
  • Custom integrations
  • Performance-based add-ons

Custom Integrations

Need to connect with your existing tools? We build custom integrations.

$5,000–$10,000 per integration

One-time fee based on complexity. Optional monthly maintenance available.

UnderwriteX vs Manual Stack

FeatureManual StackUnderwriteX
Underwriting Time2-4 hours45 seconds
Staff Cost$80k+ per underwriter60-80% reduction
Statement ParsingManual reviewAI automated
Offer GenerationManual calculationInstant soft offer
E-signThird-party toolsBuilt-in with OTP
ACH CollectionSeparate platformIntegrated Actum/GoACH
Investor PortalManual reportingReal-time transparency
ISO PortalEmail updatesLive status tracking
AutomationManual processesWhatsApp/email notifications
SecurityBasic complianceBank-grade encryption

Frequently Asked Questions

How fast are decisions?

45-60 seconds after documents are uploaded.

Can we bring our own ACH or bank data provider?

Yes. We support custom integrations (fees apply).

Do you support white-labeling?

Enterprise with 12-month commitment.

What happens when we exceed our plan submissions?

Overage applies per the pricing section above.

Is data secure?

Yes—encryption in transit/at rest, role-based access, audit logs.

Ready to get started?

Book a demo to see UnderwriteX in action and get custom pricing for your volume.