Get instant underwriting decisions in 45 seconds

Replace your underwriting team with AI

Cut costs by 60-80% while processing 10x more deals in 45 seconds each

The cost of manual underwriting

Every hour spent on manual review is revenue lost to faster competitors

Slow Underwriting

Manual review takes 2-4 hours per deal

Lost deals to faster competitors

High Staff Costs

$80k+ per underwriter, plus benefits

Thin margins on smaller deals

Inconsistent Decisions

Human error and subjective judgment

Higher default rates

Limited Scale

Can only process so many deals per day

Missing growth opportunities

The UnderwriteX advantage

Transform your operations with AI-powered underwriting

60-80% Cost Reduction

Replace multiple underwriters with AI

From $80k+ to $15k per 100 deals/month

45-Second Decisions

Process more deals in minutes than hours

10x faster than manual review

Consistent Accuracy

Eliminate human error and bias

Reduce defaults by 25-30%

Unlimited Scale

Handle 1,000+ deals per day

No staffing constraints

The numbers don't lie

See the immediate impact on your operations

MetricManual ProcessWith UnderwriteXImprovement
Processing Time2-4 hours45 seconds99% faster
Staff Required3-5 underwriters1 supervisor80% reduction
Daily Capacity20-30 deals500+ deals20x increase
Error Rate5-10%<1%90% improvement

Built specifically for MCA lenders

Every feature designed to optimize your lending operations

Underwriting Automation

  • AI statement parsing and analysis
  • Position detection (real deposits vs transfers)
  • NSF pattern analysis
  • Risk scoring with explanations
  • Configurable approval criteria
  • Instant soft offer generation

Operational Efficiency

  • Automated deal routing
  • Rep assignment and notifications
  • Document validation and OCR
  • Compliance checks and flagging
  • Batch processing capabilities
  • Real-time performance dashboards

Risk Management

  • Multi-factor risk assessment
  • Industry-specific scoring models
  • Fraud detection algorithms
  • Portfolio risk monitoring
  • Predictive analytics
  • Custom risk parameters

Calculate your potential savings

See exactly how much you could save by switching to AI underwriting

$480k+
Annual savings on staff costs
2,000+
Hours saved per month
25-30%
Reduction in default rates