Get instant underwriting decisions in 45 seconds
Book a DemoTalk to Sales

Underwrite deals in 45 seconds

Upload the application and 3 months' bank statements. Our AI underwriter detects positions, verifies true revenue, scores risk, and issues a soft offer—automatically.

ACH Integrated
Bank-Grade Security
Syndication Ready
White-Label Available
45-60 seconds
Decision time
60-80%
Cost reduction
Same day
Upload to funded

Everything you need to close deals faster

From AI underwriting to investor syndication, we've built the complete MCA platform

Full AI Underwriting

Reads statements, detects transfers vs. real deposits, flags NSFs, scores risk, and outputs terms.

All the Portals

ISO/Broker, Lender, Sales, Merchant, and Investor portals—all in one platform.

Instant Contracts

Built-in e-sign with OTP login via email/SMS/WhatsApp.

ACH & Funding

Wire manually; collect via Actum/GoACH with automated batches and bounce handling.

Close More, Faster

Auto-assign approvals to reps; WhatsApp + email notifications; AI chat agent answers merchant questions.

Pools to Save Deals

Approval & Contract pools after 48h so any rep can jump in and close.

Three steps to funding

Simple, fast, and fully automated

1

Upload

Application + 3 months bank statements (PDF/CSV)

2

AI Underwrite

Statement parsing, positions, NSFs, true revenue, scoring → soft offer

3

Close

Merchant logs in with OTP, reviews offer, e-signs; funding starts

Trusted by leading MCA lenders

"UnderwriteX reduced our underwriting time from hours to seconds. The AI accuracy is incredible."

Sarah Chen
VP Operations, Capital Partners LLC

"We've processed 3x more deals with half the staff. The ROI was immediate."

Michael Rodriguez
CEO, MCA Direct

"The investor portal gives us complete transparency. Our LPs love the real-time updates."

Jennifer Walsh
Managing Partner, Growth Fund

Ready to transform your underwriting?

Join hundreds of lenders who've cut costs and closed deals faster with UnderwriteX